About HomePremium

HomePremium is an independent reference site in the US homeowners insurance cost space. Average US homeowners insurance cost by state — what you pay and why.

What we do

We build fast, free tools and publish reference data sourced from authoritative, openly-licensed datasets. Every figure on the site is computed transparently and attributed to its source.

How we work

Our pages are generated from structured data and standard formulas, then reviewed before publication. See our methodology for sources, update cadence and known limitations.

Contact

Questions or corrections? Get in touch.